Privacy Policy

Your privacy matters. We collect and use the data needed to operate your account, sync, notifications, support, security, and the features you choose to use.

We do not sell personal data. We may use trusted providers for hosting, storage, notifications, email, WhatsApp, analytics, secure payments, or AI features when enabled.

We may process your name, phone, email, country, language, timezone, default currency, device token, device type, app version, and IP address for operation and security.

Passwords are not stored in plain text. OTP codes are used for verification and do not grant access outside secure channels.

Financial data includes wallets, transactions, categories, debts, installments, budgets, goals, subscriptions, bills, and related notes.

This data belongs to the current user or explicitly permitted share links only, and is not shown to another user without a link or permission.

Qershnat Helper, when enabled and subscribed, processes only the bank SMS or bank-app notifications that you approve so it can detect financial activity and turn it into suggested transactions in your account.

We do not use message or notification content for advertising, and we do not sell or share that content with outside parties. You can turn the feature off or remove permissions from app or device settings.

When enabled, we may store tasks, lists, custom fields, reminders, attachments, completion state, and linked financial records.

When using My Occasions, we may store people, relationships, dates, photos, greeting messages, reminder settings, and countdowns.

When using Ahd, we may process agreement parties, amounts, dates, signatures, payments, comments, and status history.

If you enable a trust account inside a wallet, we process the trust name, description, linked balance, transactions, reports, and sharing records.

If you share a trust account with someone else, we may process their email or phone, permissions, invitation state, and related notification choices.

Notebook may contain text, links, images, PDFs, audio, video, folders, share permissions, or suggested conversions after your review.

We use this data for saving, search, preview, sharing, export, and sync across your devices.

Documents may contain files, lists, folders, attachments, share links, access permissions, and expiry alerts.

We may process valuable names, estimated values, photos, purchase dates, maintenance dates, warranty dates, attachments, and reminders.

We may process warranty data such as product name, purchase date, expiry date, seller, photos, receipts, documents, and alerts.

We may process people names, phone numbers or notes, ledgers, values, entries, and statistics.

This data is used to create the records, reports, reminders, and sharing that you request.

We may process circle members, join states, cycles, payments, attachments, and optional links to wallets, occasions, or documents.

If you create a public profile or links page, we may process public name, image, links, works, services, contact forms, and reports.

Content you publish publicly may be visible to anyone with the link or anyone visiting the public page.

We may process guardian contacts, communication methods, will boxes, selected items, access logs, IP address, and view time when emergency access is used.

Imported and exported files may contain wallets, transactions, debts, tasks, occasions, attachments, and personal data depending on your choices.

We may record file creation time or file type for security, support, and import quality.

App lock uses your device settings such as passcode or biometrics and local lock state. We do not need to know your fingerprint or face data.

Item locks use local privacy settings to reduce data exposure for selected records on your device.

The app may store local settings to remember protected or hidden items on your device.

Widgets may use safe local summaries, thumbnails, or shortcuts.

Guide videos and tours may store viewing or completion state to improve onboarding and avoid repeating unnecessary steps.

When rates are used, we may process base currency, selected currencies, provider data, update time, conversions, or calculations you request.

If you use Business, we may process store, service, order, customer, business content, or order-state data depending on the enabled feature.

If you use Salefny or an optional service, we may process verification documents, requests, approval states, and repayment history according to service requirements.

When you use AI or WhatsApp to analyze text, voice, or images, we process only the input needed to extract the requested result, such as amount, date, category, merchant, or receipt details.

A limited, safe context may be sent to an AI provider for accuracy, without exposing other users’ data.

Hush messages may contain text, image, audio, or video. They are stored with a random code, expiry, view limit, and destruction or revocation state.

We try not to count social preview bots as real views and block content after expiry or destruction.

Share links may store random tokens, permissions, expiry dates, and limited usage logs to protect access and track authorized actions.

Public links may process user agent and IP address for security and abuse prevention.

Images, PDFs, videos, audio, or documents you upload may be stored locally or in cloud storage according to system settings. File type and size are validated where possible.

Some files may be retained for record, admin, or recovery purposes unless deleted under the available policy.

We use phone, email, or push device tokens to send OTP, operational alerts, reminders, share notifications, support replies, or admin broadcasts according to your settings.

You can control many notification types inside the app, and admins may manage templates and content.

We may record aggregate data such as ad impression, click, close, device type, language, country, or placement to operate advertising and reporting.

Advertisers receive aggregated reports only, not personal user data.

Secure card data is handled by the payment provider. We do not store the full card number. We may store payment references, receipts, and status.

Advertiser wallets and transactions are recorded as a clear ledger; balances are not changed directly without a corresponding transaction.

The mobile app may store local data on your device for offline use. When connection returns, changes sync automatically with duplicate and conflict safeguards.

When connection is weak or unavailable, features that need the internet, such as AI, sharing, or secure public links, may be unavailable temporarily.

You can edit your profile, control notifications, delete many records in the app, or request account deletion and support through tickets.

For privacy questions, contact us from the support page or the website contact page.

This privacy policy applies to the Qershnat / قرشنات app and website. App name: Qershnat / قرشنات.

Official website: https://qershnat.com. Privacy and support contact: info@qershnat.app. This policy explains how personal information is protected when using the app, website, sync, support, or notifications.